• Udita Sood

“Looking to buy your first Dream Home” Penguin Finance, With you, at every step…

Buying your first home is a wonderful and exciting journey, but it can be also be a stressful one! We’re here to make sure you move through this process with ease. From Mortgage pre-approval to final settlement, at Penguin Finance, we make it easy. Mortgage pre-approval is the first step towards securing your first home. You may find it easy to do it yourself on a bank website. However, watch out for the heaps of conditions it may be subject to. We can help you understand and meet those conditions so that they don't come biting back at the last minute!

Lenders often want a 20% deposit for purchasing new property, but sometimes raising that much capital just isn't viable. Don't miss out on the perfect home because of crazy high deposit requirements. There are banks offering home loans to their existing clients with deposits as low as 5% (depending on which bank you are banking with) so talk to Udita on 021 0250 7297 today to know more about the same. Assess low deposit options based on what you have, and what you want to achieve. Act sooner with Penguin Finance.

There are a few ways that using your Kiwi-saver can save you money and get you into your new home sooner. For example, if you or your partner have been making regular contributions to Kiwi-saver, you may be eligible to access those funds early when purchasing your first home. Through the Kiwi-saver Home-start grant, you might even be eligible for as much as $20,000 in grant money. Talk to us today about how you can use Kiwi-saver to boost your deposit, and make your dreams come true sooner.

Why you should choose penguin finance:

  1. To get a professional advice suiting your financial requirement, negotiate on your behalf with banks.

  2. We save you time as a one stop shop for all your mortgage and insurance need and is also mobile and can come to you at the time and place that suits you.

  3. Making sure you are getting the best interest rates and terms to loan is our prime objective.

  4. Dealing with an expert who is fast and efficient and will provide guidance on all financial jargon's related to mortgage.

  5. Providing ongoing support with no cost to you. So, don’t wait and call Udita and find your best solution to the mortgage maze.

The Place we call Home

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