Penguin Finance

With you, at every step

Like Penguins we are social, friendly and together we can survive the harshest winter. We will go the extra mile to put a smile on your face.

harsh winter iStock-510490481 compressed

Your Mortgage and Insurance Adviser

Udita Sood



Mobile: 02102507297

Penguin Financial Services Ltd | FSP710951





Udita Sood has over a decade of experience in banking and financial services. This includes 6 years of mortgage broking experience in Auckland. 

Udita is a member of Financial Advice New Zealand and attends regular trainings on providing high quality advice. Financial Advice New Zealand is the leading professional body for mortgage and insurance advice. It was created in 2018 by three founding bodies – the PAA, IFA and NZFAA.

Qualifications: B.Com, MBA (Finance & Marketing)

Ajay Lamba


Mortgage and Insurance Adviser 

Mobile: 021 050 7529

Penguin Financial Services Ltd | FSP710951


Ajay strongly believes that owning your own home is your greatest asset. With a background of over 22 years in business, customer service and financial services, Ajay has the experience, compassion and zeal to help make your thome loan a reality.

With a straight-forward and straight-talking approach, Ajay is committed to achieving successful outcomes in terms of getting loans approved and refixed. 

Ajay understands that communication is the key to both negotiation and great customer service, and ensures he exceeds his customer's expectations at every opportunity. He will be with you every step of the way.

Qualifications: Bachelors in Business Administration (Finance & Marketing)

Ajay Pic.jpeg